Can I claim money back from Provident?

You may be entitled to a refund claim. Provident refund claims are available to customers who were approved for multiple doorstep loans when they could not pay them back. The refund claim compensates customers for the interest on these loans and any additional fees/charges paid to Provident.

Can I still claim for missold PPI?

For most, you can no longer submit a PPI reclaim. BUT if you did intend to submit a reclaim before the 29 August 2019 deadline and missed it because of exceptional circumstances, you may still be able to do so.

Is Shopacheck part of Provident?

On 1st March 2015, Morses Club merges with Shopacheck Financial Services Ltd to become one of the largest home collected credit providers in the UK. Morses Club is now an established Doorstep Lender with over 140,000 customers throughout the UK.

Is vanquis owned by Provident?

Vanquis Bank is part of the Provident Financial Group, a UK and Ireland business with over 135 years’ experience lending in the home credit market. Vanquis was established in 2002 as Provident’s main credit card provider.

How far back can you claim Provident?

If you have a Provident loan when you shouldn’t have been approved, you might be able to get a refund on the full loan amount and the interest you paid. You can get a refund on the full amount, interest and charges as long as the loan is still active or if you repaid the loan in the last six years.

What bank owns vanquis?

the Provident Financial Group
Vanquis Bank is part of the Provident Financial Group, a UK and Ireland business with over 135 years’ experience lending in the home credit market. Vanquis was established in 2002 as Provident’s main credit card provider.

Are Provident loans illegal?

Are Provident Loans Illegal? Provident remain a legally operating personal loan company. The Financial Ombudsman and Financial Conduct Authority have found that Provident Loans provided credit to people who should not have been approved, sending them into further debts.

Who is the owner of shopacheck financial services?

5.2 Cattles also owns the Shopacheck Financial Services brand which provides home credit loans. Cattles does not provide PPI on its home credit loans and so the Shopacheck brand is not relevant to the Commission’s inquiry.

When did shopacheck financial services merge with Morses club?

Shopacheck Financial Services merged with Morses Club on 1st March 2015 and Shopacheck customers are now part of Morses Club. The Shopacheck name has now been completely replaced by Morses Club. Morses Club offers the same great service and cash loans that Shopacheck previously offered.

Where can I make a complaint about a product?

Under EU regulation, from 15 February 2016, for products and services bought online (or by other electronic means) you have the right to refer any complaint to http://ec.europa.eu/odr (ODR) who can put you in touch with the right body to help resolve your complaint.