Which state would have the highest average auto insurance premium?
Which state would have the highest average auto insurance premium?
Louisiana
Car insurance rates by state 2021
| Rank | State | Average premiums |
|---|---|---|
| 1 | Louisiana | $2,839 |
| 2 | Michigan | $2,112 |
| 3 | Florida | $2,082 |
| 4 | California | $1,966 |
Which state has highest car insurance rates?
Michigan
Michigan has the most expensive rates in the nation, with an average annual premium of $4,003, making insurance 579.63% more expensive in Michigan than in Maine.
What is the average premium for insurance?
Car insurance rates by state
| Average cost of full coverage car insurance | ||
|---|---|---|
| California | $2,065 | $172 |
| Colorado | $2,016 | $168 |
| Connecticut | $1,845 | $154 |
| Delaware | $1,775 | $148 |
What determines a premium rate for auto insurance?
Some factors that may affect your auto insurance premiums are your car, your driving habits, demographic factors and the coverages, limits and deductibles you choose. These factors may include things such as your age, anti-theft features in your car and your driving record.
Does ZIP code affect car insurance?
Your specific ZIP code will affect what you pay on average for auto insurance. When you do an insurance rate comparison by ZIP code, you will find that auto insurance rates can drastically change within the same local areas based on their differing ZIP codes.
What states have no car insurance?
New Hampshire and Alaska: Going rogue New Hampshire is the only state that doesn’t require residents to have insurance, or even prove they could cover their liability in an accident, according to the Insurance Information Institute and Property Casualty Insurers Association of America.
What state does not require car insurance?
New Hampshire is the only state that doesn’t require residents to have insurance, or even prove they could cover their liability in an accident, according to the Insurance Information Institute and Property Casualty Insurers Association of America.
Why is my car insurance so high with no accidents?
Drivers with recent accidents or traffic violations on their records usually pay significantly higher car insurance rates than drivers with clean records. According to our analysis, adult drivers who were recently at fault in a crash pay 42% more for auto insurance than those with no accidents or violations.
What state has the highest insurance rate?
Alaska has the highest health insurance premiums by state, which puts it at the bottom of this list. Fortunately, health insurance costs in the state are on the decline, Alaska’s KTOO Public Media reported.
What states require auto insurance?
Car Insurance, or financial responsibility, is mandatory in most states, including Georgia, Illinois, Indiana, Kansas, Louisiana, Missouri, Nevada, Ohio, Oregon, Texas and Virginia.
What is the average cost of auto insurance?
There are many factors that determine the average car insurance cost, one of them is the state where you live. The national average cost of car insurance in 2020 is $1,555. But at the state level, this number differs quite a bit.
What determines the price of my auto insurance?
The cost of an auto insurance policy is generally determined by the amount of coverage, types of coverage chosen and other factors.