Lifehacks

How do I know if my Discover card was approved?

How do I know if my Discover card was approved?

You can check your Discover card application status online or by phone: (800) 347-3085. Both methods are available 24/7. You just need to confirm your identity by inputting your Social Security number (SSN) and you’ll find out whether your Discover credit card application is approved, denied or pending.

How long does it take to get a Discover card once approved?

If you’re approved, the credit card issuer typically delivers the card in 7-10 business days. Some companies will expedite the shipment of the card for free and others are allowing consumers to get access to instant credit without having the card in hand.

Is 940 a good credit score?

A credit score of 721-880 is considered fair. A score of 881-960 is considered good. A score of 961-999 is considered excellent (reference: https://www.experian.co.uk/consumer/guides/good-credit-score.html). A credit score of 604-627 is good.

How long does it take Discover to process a payment?

Discover will credit payments to your account the same day if they’re received by midnight Eastern Time, 6 days a week. Discover does not process payments on Saturday. If Discover receives a payment after midnight on a Friday, or on a bank holiday, it will credit to your account the next business day.

Why did my Discover card application get declined?

If your balance creeps up toward your credit card limit and you try to buy something that will cause your balance to exceed your limit, your credit card may get declined.

Can you get a Discover it card with no credit history?

There is no Discover card with no deposit for most people with no credit. Both Discover it student cards have no annual fee and are available to students with limited credit history. Here are the best Discover cards for no credit history: Discover it® Secured Credit Card: $0 annual fee.

How do you activate a Discover Card?

To activate a Discover card, use the online activation page or call Discover customer service at 1 (800) 347-2683. Discover card activation requires a Social Security number as well as the card number, expiration date and security code.

Is discover a good card to have?

Discover has no foreign transaction fees on any of their cards, making them good options if you’re traveling outside the country. Most other cards will charge a fee of up to 3% on purchases when traveling abroad. Discover is also quite forgiving when it comes to the penalty terms.

Which Discover Card is best?

Discover it Cash Back: Best for rotating bonus categories

  • Discover it Miles: Best for everyday spending
  • Discover it Chrome: Best for gas purchases
  • Discover it Business Card: Best for businesses
  • What are the requirements for a Discover credit card?

    The Discover student credit card requirements are for you to be at least 18 years old and have U.S. citizenship, a Social Security number and income. You won’t need to have any kind of credit history, as student cards are designed for people with limited or no credit.